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Welch Investments
Stewart Welch, CFP

Welch Investments founder and managing partner Stewart Welch III, AEP, CFP®, is a weekly financial columnist for AL.com via The Birmingham News. All of his columns are archived here for your reading pleasure. Mr. Welch has co-authored numerous books and regularly appears on various TV and radio shows including FOX 6 (Birmingham, AL), CNN (NY), Fox News Network (NY), CNBC (NJ), and is often quoted in national press including The Wall Street Journal, Fortune, Money and TheStreet.com.

If you have a financial question to be answered in the weekly column, fill out this form. Consult your own professional legal, tax or financial advisor before acting upon this advice.

“The Greatest Gifts Really Are Free”

Friendship, love, a caring smile…are among the greatest free gifts we can give.  What is truly rare is being able to give the gift of a better education to a young child who desperately wants the best education possible. And while it does cost money, it cost you nothing.  Here to explain is my partner, […]

“I Can Predict Your Financial Future”

After thirty-something years working with people and their finances, I have developed an ability to predict their financial future…usually after as little as a five-minute visit.  I can even do it if I’ve never met you.  Here are my predictions for your success in 2017: I predict… that if you create financial goals for 2017, […]

“Year-End Tax Planning- Trump Style”

The surprise election of Donald Trump has turned year-end income tax planning on its ear.  Virtually everyone assumed that Hillary would win the election and she promised higher taxes on the highest income earners while trimming deductions.  With Trump, the focus is on lower taxes in 2017 and this opens tax strategies you should consider […]

“What Your Doctor Won’t Tell You”

Reader Question:  My husband and I both had living wills witnessed and signed by friends in 1994. Are these still acceptable (our friends have moved from the address shown on the forms) or should we re-do them with new witnesses?  C.H. Answer:  These documents may be fine but I’d strongly recommend that you update them […]

“Co-Signing a Loan? Beware!”

I can think of lots of reasons you might want to help out a family member or friend by co-signing on a loan for their behalf.  For a child, it might be a car loan, bank loan, credit card application, student loan or home mortgage.  For a friend, it might be a loan to consolidate […]

“Make Money Like Trump”

Fear, fear, fear.  Yes, there is a lot of fear since the presidential election.  The morning after the election I ran into a long-term acquaintance who told me, “This weekend, I’m placing my home on the market and I’m moving to Canada!”  Of course, I thought he was joking.  He wasn’t.  This is a person […]

“Obamacare: What Happens Now?”

Wow! This has been the craziest presidential election of our lifetime…maybe of all time.  With Donald Trump staging an unprecedented upset victory over Hillary Clinton, what is the future of Obamacare?  One of the cornerstones of the Trump campaign was a pledge to dismantle Obamacare which has experienced eye-popping escalation of premiums as well as […]

“All I Want for Christmas is…”

Perhaps the best gift you could give yourself for Christmas is no new debt.  Next to Alabama and Auburn football, the holiday season is one of the most exciting times of the year and each of us has a tendency to go a bit overboard with gift-giving and spending.  As a result, too many people […]

“Make This Your Best Thanksgiving”

As Thanksgiving Day quickly approaches, it’s my observation that most people’s lives become more frantic and hectic.  Whether it’s travel plans or planning the Thanksgiving Day meal, people have more to do and less time to do it.  If you want to make this the best Thanksgiving ever, consider these four tips: Write down your […]

“Clinton Versus Trump: Who’s Best for Your Wallet?“

This is certainly the craziest presidential election that I’ve ever witnessed.  While money is typically only one consideration as folks decide who to cast their vote for, it is often an important one.  I asked two associates Brett Norris and Foster Hyde, CFP®, CFA to scour each candidate’s website and compare their proposed changes in […]